When he returns from a long vacation
First: Do not rush. Instead of unpacking frantically into the night on his return, spend their first night back relax and let your loved ones know they had arrived home safely. Nothing kills the calming effects of a prolonged rest, as starting the minute you walk through your door.
Then: Take a (planned) personal days, and use the free time to organize your home life: Unpack, pick up their pets in kennels or Sitters, collect the mail, go to the market, and catch up on e – mail and telephone calls. In this manner, when I get back to work the next day, he was fresh, organized and productive.
When you have been fired
First: To apply immediately for unemployment benefits. If this sounds obvious, it is not. The average unemployed person spends just over four months of work, according to the U.S. Bureau of Labor Statistics. And yet, “only about 80 percent of those who qualify (the benefits) that the file,” said Thomas Fuller, the communications director of the Oregon Employment Department. “There is no reason not to take advantage of those benefits, as his former employer of tax dollars to fund, whether used or not.”
Then: Invite the legal services if you feel your dismissal involves discrimination or breach of contract, advises Pearl Zuchlewski, former president of the New York State Bar Association Labor and Employment Law Section. However, do not threaten legal action before it has confirmed with a lawyer that his case has legs, and try not to burn bridges with his former employer. “The cases are settled without trial for 99 percent of the time, and you do not want to make it more difficult to reach a resolution,” said Zuchlewski. Real Simple: Manage your stress
When you have been witness to a crime
First: Protect yourself. There is a fine line between being a good Samaritan and needlessly put at risk. You will not be capable of helping the other person if you are in danger and therefore you out of harm’s way before calling 911 for help.
Then: Spend a few seconds to memorize a track, as a physical characteristic of the suspect or a license plate number, said Elaine Cloyd, president of Crime Stoppers USA. “In a time of anguish,” he says, “it’s hard to remember too. However, you can recall at least one really specific detail that can become important.”
When you reach the bad medical news
First: Put away the keys to your car. Unless you want to risk turning a threat to health in an injury, do not try to drive while you’re distraught. On the contrary, “call someone to give you a ride or take a taxi,” advises Gordon Harper, an associate professor of psychiatry at Harvard Medical School.
Then: Take a deep breath and think about what you’ve heard in a logical fashion as you can, “said J. Edward Hill, MD, former president of the American Medical Association. “Ask your doctor questions about how the diagnosis was made.” Get a second opinion, and studying their health plan coverage to help you make decisions about treatment.
Finally, think carefully about what information you want to share with others, advises Mary Jane Massie, who attends a psychiatrist at Memorial Sloan-Kettering Cancer Center in New York City: “To say that does not mean receive no support. But to tell some people means you can be overwhelmed with phone calls can not respond or intrusive involvement from people who barely know. “Real Simple: to help friends in need
When you find out you’re pregnant
First: stop drinking and smoking and start taking prenatal multivitamins as soon as possible, said Linda Murray, author of “The BabyCenter essential guide to pregnancy and childbirth.” In most cases, when you realize that she is pregnant, you have been carrying the baby for a couple of weeks, so it is important that the right track quickly.
Then: Call your health-insurance company, said K. Nihara Choudhri, author of “Father of knowing.” “Figure what kind of coverage we have,” he said, “and find out details such as whether you need to choose an obstetrician or network if limited to hand in some hospitals.” Then decide what kind of health-care provider to be used, if it is an obstetrician, a family care physician or a nurse-midwife. “And make sure you do your job, because this person is going to have a big impact on your life for the next nine months,” added Choudhri
When your computer gets a virus
First: Go off-line. If you suspect a virus that has plagued his team – who suddenly starts to run very slowly, often hangs, or seems to be doing something, even when you’re not – your first step should be to “disconnect your computer from your Internet provider to maintain its spread, “said Silas Miller, president of Rent-A-Geek, in Burlington, Vermont.
Then: If you have antivirus software, like Norton or the MacAfee, run an analysis immediately. If the software detects a virus, measures are taken to get rid of the virus and notify you when it has done. If you do not have antivirus software (or if yours is out of date), call your computer’s manufacturer telephone-based assistance, said Gretchen Miller, director of product communications for Dell. And “if you have a second PC or a laptop, using uninfected, to get advice from the manufacturer’s Web site on how to fix a virus,” he says. If all else fails, step of the machine and call a professional.
Upon entering the money
First: Stash your cash. No, a first-class trip to Disneyland is not the best first response to a sudden influx of wealth. Instead, the money immediately in a low-risk interest bearing account, such as a three-month Treasury bill, short-term tax-free bonds, or a CD (certificate of deposit), advises Nick Childers, a Vice President and senior financial adviser for Merrill Lynch in Beverly Hills. “It gives you a period of reflection to just relax and think,” he says.
Then: Bring a team of professionals, including a financial adviser, a lawyer and a certified public accountant (CPA), which will help you find out what they ultimately want to do with the money and to make sure you take the tax approach the beginning. Get references from people you trust, and take your time interviewing each person. And never decide what to do with the money even to donate to a good cause – until you talk with your team, said Donna VanCleave, Interim Executive Director of the Virginia Lottery, one of the 12 Mega Millions states. So, if you still want to take his family to any theme park you’d like.
When you spend
First: Break the good Champagne. But you knew that already. OK, so once you have been so few lenses (and again sovereignty), talk about Turkey. With a clear head, have a serious debate on the finances of her husband-to-be, said Nihara Choudhri, author of “What to do before you do.”
Include the income and assets, but, more importantly, also the debts and liabilities. Ask about credit card debt, student-loan debt, loans from friends and family, and mortgage debt. Know that “if your spouse has pre-existing debts and to combine their assets, their own finances may be at risk,” he says.
Then: Consult a financial planner to help you develop a mutually acceptable strategy for the merger of its finances – or keep them separate. (Or, if it provides peace of mind, have a lawyer draw up a prenuptial agreement.) “Couples who postpone talking about money before the wedding pay much later,” says Chicago psychiatrist and specialist in couples Dan Haycraft . Real Simple: Wedding Planning Guide
When your clothes becomes pink
First: Separate the whites and rewash them, using a nonchlorine bleach or a cup of white vinegar. If you put the clothes in the dryer before the second washing, the hot spots will be established. “It’s always better to handle everything that has gone wrong while still wet,” says Linda Cobb, host of the Clean Channel “Talking dirty with the Queen of Clean.”
Then: dry as usual. And next time, apart from its cargo. You might have to wash a shirt crimson dozen times with her husband tighty whities, but “only for a T-shirt does not run before does not mean he does not always happen in the future,” said Ilene Fudim, director of marketing for PWS – The Laundry company, which operates laundry chains across the country.
When you get off a long flight
First: Resist the temptation for alarm. “No matter where you are going, no matter what time you arrive, stay until midnight, local time,” said Peter Greenberg, travel editor of NBC “The Today Show.” If you absolutely can not keep your eyes open, it is well to take a short nap, said Dianne Tamuka, a flight attendant for United Airlines. Just make sure you do not sleep for more than a couple of hours. And try to get to his normal routine as soon as possible. Stand up when you normally do, and trying to eat their meals, exercise, and go to bed at their regular times.
Next: Drink plenty of water to avoid kidney stones (the result of dehydration and are common between the pilots and frequent fliers), urges Tony Salmon pilot, a first officer with Alaska Airlines. And for the first day, “not eating anything with heavy sauces or anything that your body is going to have to work extra hard to digest,” said Greenberg. Fruit, raw vegetables, salads and are all good choices.
When he was offered a job
First: Do not say yes. Thanks to the potential employer (with enthusiasm), and ask that you return to your within 24 hours, said David E. Perry, co-author of “Guerrilla Marketing for job seekers.”
Then: In your next conversation, clarify what their responsibilities and will make sure they are in line with the salary and benefits. If not, ask for more. “This is the time to negotiate things,” more than once it has accepted the job, says Cynthia Shapiro, author of “Corporate Confidential: 50 Secrets Your company did not want you to know – and what to do with them” .
Begin by asking perks, like an extra week of vacation or time to sign a bond. As Perry said, “is much easier to obtain additional benefits for a company to obtain a higher salary.” The salary itself should always be the last thing to negotiate. And remember: Even if they say no, they are not likely to withdraw the offer because you requested.
When your pet escapes
First: “Call all the shelters in a 60-mile radius of your home,” not just those closest to your home, said Stephanie Shain, director of outreach for the Humane Society of the United States. Between 600,000 and 750,000 cats and dogs are reclaimed by the owners of homes each year. You can also try your local police department and veterinarians.
Then: “Make a flyer with a picture of your pet that shows the details of his face and the proportions of her body,” says Kari Harendorf, an animal trainer and host of Animal Planet’s K9 Karma. Include your sex, age, color, and weight, date and area the animal was last seen, and telephone number, and then fly around the world – schools, community centers, including food pet aisle of your grocery store. ”
When you’re in the woods
First: Stop and listen. You can hear people in other trails or the distant sound of a freeway, you can direct toward civilization.
Then: stay put if you do not hear anything or can not reach the sound source.
“Search engines work very methodically,” said Adrienne Freeman, a ranger at Yosemite National Park in California. “So if you’re moving around, you can walk back to an area that has already been searched and can not be searched again.”
If you are carrying a mirror or some other area of discussion, is used to catch the sun – and the attention of the helicopters on the ground and users. Or blow a whistle if he has one, but do not waste too much energy to scream for help.
When you lose your wallet
First: Close all financial accounts – credit cards, bank or brokerage accounts – represented in its portfolio, said Claudia Bourne Farrell, a spokesman for the Federal Trade Commission. The longer you wait to report stolen credit cards or cash machine, more financial responsibility they will face if used fraudulently.
Then: Contact one of the three consumer reporting agencies (Equifax, http://www.equifax.com, Experian, http://www.experian.com, and TransUnion, http://www.transunion.com) to have a fraud alert on your report credit. (Anyone who call the agency is obliged to share the information with others.)
And ask your local department of motor vehicles or other government ID – issuing agency to flag your file so that if someone else tries to obtain a replacement license or identity card to his name (after you have one) The agency will know that is fraud. Finally – as even the topics that may seem unimportant, like a gym or work ID, can be used for identity theft – to notify all organizations that are connected with them and tell them who lost their cards